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aro Am I eligible?
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Be at least 18 years of age
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Be a Canadian Citizen or Permanent Resident
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Be employed or benefit recipient
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Receive your pay by direct deposit

aro Compliance

CashX.ca complies with all government regulations in the jurisdictions in which we offer our services

 

aro How it Works?

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Complete the online application
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We will assess your application
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You will receive confirmation email if approved
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Money can be emailed for small extra fee or received same day in your account if your loan is approved before 2.pm est.

 

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10 Market st #216,
Camana Bay,
Grand Cayman KYI-9006

Toll Free Phone: 1-866-279-3703

Our mission for CashX is to manage an online service where clients can obtain a Payday Loan, Cash Advances, Quick Cash LoansCTC Payday Loans, ODSP Payday Loans, CPP Cash Advances, OAS Cash advances, BC Disability Fast Cash Advances and Paycheck / Payroll Payday Loans. CashX is one of the Largest Payday lenders in Canada offering 7 day a week service and live chat. Often having a Cash Advance in your account in less than 20 minutes.

aro Late Payment or NSF Payment?

If CashX.ca receives your payment after the due date of your loan, it will be considered late, and you will be charged a fee of $50 from CashX.ca. Annual interest for late payment is calculated at 59% after the original due date of the loan. You may also incur an overdraft charge from your bank. The best way to avoid making late payments is have sufficient funds in your bank account on your payment due date. CashX.ca has agreements with third party collections agencies, authorizing them to collect on delinquent accounts. Accounts may be settled for less than the amount actually owing, at the discretion of the collection agency.
If a pre-authorized withdrawal is returned for any of reason you will be charged an NSF fee of $50 from CashX.ca. You may also incur an overdraft charge from your bank.

 

aro Implications of Non Payment

In the event that you do not repay us on a loan, you will not be permitted to borrow from us again until such time as you have repaid your outstanding delinquent loan. In addition, your file, including all delinquency information regarding your delinquent loan, will be sent to a third party collection agency. We only use reputable collection agencies that comply with all prevailing best and lawful collections practices.

Any customer who does not repay his or her loan in full by the loan's due date will be considered delinquent and the loan will be classified as non-payed. In such cases, the customer's file will be sent to a third party collection agency and customer will have this default reported to a credit agency. The customer's credit rating may be negatively impacted.

 

aro Representative APR

To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a CashX.ca Customer Service Representative (CSR) for details.
The cost of borrowing at CashX.ca for a $300 loan for 14 days is:
  Ontario   546%
  Alberta   598%
  Nova Scotia   546%
We do not offer loans in Any other provinces.

 

aro Renewal Policy

Pursuant to relevant payday loan statutes and regulations, CashX.ca does not offer refinances, rollovers or extensions to its payday loans in any jurisdictions that prohibit refinances, rollovers, or extension.

 

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